PUNJAB NATIONAL BANK
NSE : PNBBSE : 532461ISIN
CODE : INE160A01022Industry : Bank - PublicHouse
: PSU
BSE126.101.05 (+0.84 % )
PREV CLOSE (Rs.) 125.05
OPEN PRICE (Rs.) 125.10
BID PRICE (QTY) 0.00 (0 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 165040
TODAY'S LOW / HIGH (Rs.)
52 WK LOW / HIGH (Rs.)
NSE126.10 1 (+0.8 % )
PREV CLOSE(Rs.) 125.10
OPEN PRICE (Rs.) 125.55
BID PRICE (QTY) 126.10 (82 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 3928051
TODAY'S LOW / HIGH(Rs.)
52 WK LOW / HIGH (Rs.)
Profit & Loss
(Rs in Million)
| Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|
| I. INCOME | |||||
| Interest Earned | 868452.90 | 762418.30 | 819350.30 | 549184.75 | 521471.30 |
| Interest / Discount on advances / Bills | 577416.70 | 488741.20 | 536828.20 | 361562.54 | 354164.90 |
| Interest on balances with RBI and other Inter-bank funds | 19099.80 | 22878.80 | 19024.20 | 25307.30 | 19371.90 |
| Income on investments | 264017.90 | 244710.10 | 254156.50 | 160937.39 | 146218.50 |
| Others | 7918.50 | 6088.20 | 9341.40 | 1377.52 | 1716.00 |
| Other Income | 122395.90 | 120976.60 | 122349.10 | 93876.52 | 73674.00 |
| Commission,exchange and brokerage | 39529.30 | 35925.00 | 38791.90 | 28382.55 | 28233.10 |
| Profit / (loss)on sale of investments(net) | 7810.90 | 29033.20 | 46141.40 | 17144.40 | 10709.30 |
| Profit on sale of Fixed Assets | 25.80 | 144.00 | -127.40 | 416.67 | 183.80 |
| Foreign Exchange Gains | 8153.60 | 7014.60 | 4821.40 | 4401.59 | 4874.20 |
| Income earned from subsidiaries/joint venture | NA | NA | NA | NA | NA |
| Rent / Lease Income | NA | NA | NA | NA | NA |
| Provisions Written Back | NA | NA | NA | NA | NA |
| Miscellaneous income | 66876.30 | 48859.80 | 32721.80 | 43531.30 | 29673.60 |
| Total Income | 990848.80 | 883394.90 | 941699.40 | 643061.27 | 595145.30 |
| II. EXPENDITURE | |||||
| Interest Expended | 518169.90 | 468230.80 | 508045.80 | 369974.73 | 346556.60 |
| Intereston Deposits | 470180.40 | 433609.10 | 472825.80 | 344869.38 | 323207.80 |
| Interest on RBI / inter-bank borrowings | 11493.20 | 5163.10 | 8891.50 | 6710.11 | 5350.40 |
| Other Interest | 36496.30 | 29458.60 | 26328.50 | 18395.24 | 17998.40 |
| Operating Expenses | 243356.80 | 204907.70 | 205157.70 | 121504.95 | 116892.60 |
| Payments to and provisions for employees | 149425.90 | 119719.30 | 122967.20 | 70600.25 | 70475.40 |
| Rent,Taxes and lighting | 13344.10 | 13015.20 | 13092.10 | 8143.88 | 7773.70 |
| Depreciation on Banks property | 9048.70 | 8961.70 | 9822.30 | 6144.40 | 5840.10 |
| Depreciation on leased assets | NA | NA | NA | NA | NA |
| Auditor's fees and expenses | 476.20 | 663.70 | 864.20 | 738.69 | 702.50 |
| Law charges | 1375.90 | 959.90 | 954.00 | 1159.34 | 1301.10 |
| Communication Expenses | 3353.30 | 3345.80 | 2943.70 | 2047.52 | 2115.00 |
| Repairs and Maintenance | 7867.20 | 5635.40 | 4899.50 | 3316.74 | 2866.10 |
| Insurance | 15528.40 | 15235.90 | 14719.10 | 7629.08 | 6821.50 |
| Other expenses | 42937.10 | 37370.80 | 34895.60 | 21725.05 | 18997.20 |
| Provisions and Contingencies | 180707.90 | 164311.80 | 190672.40 | 143311.55 | 285394.10 |
| Provision for investments | 1732.20 | 3485.00 | -2217.00 | -3680.70 | 16288.00 |
| Provision for advances | 176150.00 | 153822.70 | 186768.00 | 147892.40 | 250646.00 |
| Others Provisions | 2825.70 | 7004.10 | 6121.40 | -900.15 | 18460.10 |
| Profit Before Tax | 48614.20 | 45944.60 | 37823.50 | 8270.03 | -153698.00 |
| Taxes | 17920.80 | 9185.00 | 16299.30 | 4636.70 | -53433.90 |
| Current Income Tax | 17920.80 | 9185.00 | 16299.30 | 4636.70 | -53433.90 |
| Deferred Tax | NA | NA | NA | NA | NA |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 30693.40 | 36759.60 | 21524.20 | 3633.33 | -100264.10 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -103.30 | -468.50 | -1326.20 | -464.85 | -200.90 |
| Share of Associate | 2894.40 | 2316.30 | 5421.70 | 1216.01 | 4763.90 |
| Other Consolidated Items | NA | NA | NA | NA | NA |
| Consolidated Net Profit | 33484.50 | 38607.40 | 25619.70 | 4384.49 | -95701.10 |
| Adjustments to PAT | NA | 403.90 | -2111.60 | NA | NA |
| IV. APPROPRIATIONS | 58869.90 | 56392.40 | 40528.20 | -80504.62 | -84772.50 |
| Transfer to Statutory Reserve | 6268.00 | 8998.40 | 6173.00 | 1397.35 | 294.90 |
| Appropriation to General Reserve | NA | NA | NA | NA | NA |
| Appropriation to Revenue Reserve | 7675.50 | -1754.60 | NA | -1053.38 | -1343.10 |
| Appropriation to Other Reserves | NA | NA | NA | NA | NA |
| Equity Dividend | 7157.20 | 7047.10 | 1805.10 | 320.69 | 300.10 |
| Corporate dividend tax | NA | NA | NA | NA | NA |
| Other appropriations | 37769.20 | 42101.50 | 32550.10 | -81169.29 | -84024.40 |
| Equity Dividend % | 32.50 | 32.00 | 8.60 | 2.38 | 3.26 |
| Earnings Per Share | 3.04 | 3.51 | 2.45 | 0.65 | -20.79 |
| Adjusted EPS | 3.04 | 3.51 | 2.45 | 0.65 | -20.79 |
