FIVE-STAR BUSINESS FINANCE LTD.
Profit & Loss
Particulars | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
---|---|---|---|---|---|
INCOME : | |||||
Operating Income | 4089.08 | 2006.33 | 836.77 | 462.82 | 329.89 |
Sale of Shares / Units | NA | NA | NA | NA | NA |
Interest income | 3897.38 | 1882.12 | 753.34 | 437.51 | 309.17 |
Portfolio management services | NA | NA | NA | NA | NA |
Dividend income | NA | 1.27 | NA | NA | NA |
Brokerages & commissions | NA | NA | NA | NA | NA |
Processing fees and other charges | 132.71 | 46.83 | 60.98 | 18.31 | 9.49 |
Other Operating Income | 58.99 | 76.12 | 22.46 | 7.00 | 11.23 |
Operating Income (Net) | 4089.08 | 2006.33 | 836.77 | 462.82 | 329.89 |
EXPENDITURE : | NA | NA | NA | NA | NA |
Increase/Decrease in Stock | NA | NA | NA | NA | NA |
Employee Cost | 765.34 | 408.22 | 191.33 | 78.41 | 48.85 |
Salaries, Wages & Bonus | 679.88 | 355.48 | 175.45 | 71.57 | 44.33 |
Contributions to EPF & Pension Funds | 46.57 | 24.51 | 12.10 | 5.15 | 3.58 |
Workmen and Staff Welfare Expenses | 12.11 | 6.73 | 3.79 | 1.69 | 0.94 |
Other Employees Cost | 26.78 | 21.49 | 0.00 | 0.00 | 0.00 |
Operating & Establishment Expenses | 110.24 | 79.09 | 21.11 | 11.95 | 8.16 |
Depository Charges | NA | NA | NA | NA | NA |
Security Transaction tax | NA | NA | NA | NA | NA |
Software & Technical expenses | 22.53 | 20.51 | 1.10 | NA | NA |
Commission, Brokerage & Discounts | NA | NA | NA | NA | NA |
Rent , Rates & Taxes | 62.53 | 46.02 | 13.95 | 7.74 | 5.45 |
Repairs and Maintenance | 18.75 | 8.84 | 3.67 | 2.33 | 1.20 |
Insurance | 0.90 | 0.48 | 0.86 | 0.34 | 0.36 |
Electricity & Power | 5.53 | 3.23 | 1.53 | 0.91 | 0.53 |
Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.63 | 0.63 |
Administrations & Other Expenses | 134.63 | 67.05 | 62.12 | 24.47 | 13.02 |
Printing and stationery | 19.95 | 10.96 | 6.52 | 3.13 | 1.75 |
Professional and legal fees | 67.91 | 22.83 | 10.98 | 3.14 | 1.88 |
Advertisement & Sales Promotion | 0.63 | 3.61 | 2.65 | 0.59 | NA |
Other General Expenses | 46.15 | 29.65 | 41.97 | 17.61 | 9.39 |
Provisions and Contingencies | 88.71 | 107.63 | 37.73 | 9.66 | 6.71 |
Provisions for contingencies | NA | NA | NA | NA | NA |
Provisions against NPAs | NA | NA | 13.97 | 1.49 | 1.35 |
Bad debts /advances written off | NA | NA | NA | 4.16 | 2.33 |
Provision for doubtful debts | NA | NA | NA | NA | NA |
Losson disposal of fixed assets(net) | 0.10 | 0.87 | NA | NA | NA |
Losson foreign exchange fluctuations | NA | NA | NA | NA | NA |
Losson sale of non-trade current investments | NA | NA | NA | NA | NA |
Other Miscellaneous Expenses | 88.62 | 106.76 | 23.77 | 4.02 | 3.03 |
Less: Expenses Capitalised | NA | NA | NA | NA | NA |
Total Expenditure | 1098.92 | 661.99 | 312.30 | 124.48 | 76.73 |
Operating Profit (Excl OI) | 2990.16 | 1344.34 | 524.47 | 338.34 | 253.16 |
Other Income | 0.19 | 0.16 | 34.61 | 15.19 | 6.15 |
Other Interest Income | NA | NA | 20.27 | 12.04 | 5.58 |
Other Commission | NA | NA | NA | NA | NA |
Discounts | NA | NA | NA | NA | NA |
Profit on sale of Fixed Assets | NA | NA | 0.24 | NA | 0.06 |
Income from investments | NA | NA | 12.45 | 2.51 | 0.50 |
Provision Written Back | NA | NA | NA | NA | NA |
Others | 0.19 | 0.16 | 1.64 | 0.64 | 0.02 |
Operating Profit | 2990.35 | 1344.50 | 559.08 | 353.52 | 259.30 |
Interest | 763.97 | 572.38 | 238.33 | 140.73 | 103.71 |
Loans | 266.81 | 205.03 | 144.48 | 100.76 | 77.77 |
Deposits | NA | NA | NA | NA | NA |
Bonds / Debentures | 397.13 | 251.22 | 64.23 | 20.34 | 13.37 |
Other Interest | 100.02 | 116.14 | 29.62 | 19.63 | 12.57 |
Depreciation | 41.95 | 25.94 | 9.23 | 5.11 | 3.62 |
Profit Before Taxation & Exceptional Items | 2184.43 | 746.17 | 311.51 | 207.68 | 151.97 |
Exceptional Income / Expenses | NA | NA | NA | NA | NA |
Profit Before Tax | 2184.43 | 746.17 | 311.51 | 207.68 | 151.97 |
Provision for Tax | 617.86 | 211.67 | 115.28 | 70.47 | 52.75 |
Current Income Tax | 697.78 | 240.44 | 129.81 | 74.98 | 54.69 |
Deferred Tax | -79.92 | -28.77 | -14.53 | -4.51 | -1.94 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 1566.57 | 534.50 | 196.23 | 137.21 | 99.22 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | NA | NA | NA | NA | NA |
Share of Associate | NA | NA | NA | NA | NA |
Other Consolidated Items | NA | NA | NA | NA | NA |
Consolidated Net Profit | 1566.57 | 534.50 | 196.23 | 137.21 | 99.22 |
Adjustments to PAT | NA | NA | NA | NA | NA |
Profit Balance B/F | 748.18 | 329.03 | 248.30 | 152.51 | 103.21 |
Appropriations | 2314.75 | 863.53 | 444.53 | 289.72 | 202.43 |
General Reserve | NA | NA | 19.70 | 13.86 | 10.00 |
Proposed Equity Dividend | NA | NA | NA | NA | 16.53 |
Corporate dividend tax | NA | NA | NA | NA | 3.37 |
Other Appropriation | 2314.75 | 863.53 | 424.83 | 275.86 | 172.53 |
Equity Dividend % | NA | NA | NA | NA | 16.21 |
Earnings Per Share | 65.55 | 27.88 | 13.76 | 12.82 | 9.73 |
Adjusted EPS | 65.55 | 27.88 | 13.76 | 12.82 | 9.73 |