PNB HOUSING FINANCE LTD.
Profit & Loss
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
---|---|---|---|---|---|
INCOME : | |||||
Operating Income | 65273.30 | 61959.30 | 76039.20 | 84818.40 | 76793.20 |
Sale of Shares / Units | NA | NA | NA | NA | NA |
Interest income | 61990.70 | 58220.00 | 71898.30 | 76882.10 | 67928.60 |
Portfolio management services | NA | NA | NA | NA | NA |
Dividend income | NA | NA | NA | NA | NA |
Brokerages & commissions | 2832.60 | 2625.50 | 1812.30 | 2988.40 | 4494.40 |
Processing fees and other charges | NA | NA | NA | NA | NA |
Other Operating Income | 450.00 | 1113.80 | 2328.60 | 4947.90 | 4370.20 |
Operating Income (Net) | 65273.30 | 61959.30 | 76039.20 | 84818.40 | 76793.20 |
EXPENDITURE : | NA | NA | NA | NA | NA |
Increase/Decrease in Stock | NA | NA | NA | NA | NA |
Employee Cost | 2659.60 | 2166.10 | 2112.90 | 2330.60 | 3038.80 |
Salaries, Wages & Bonus | 2306.40 | 1931.90 | 1791.00 | 1895.80 | 2429.20 |
Contributions to EPF & Pension Funds | 183.80 | 165.30 | 154.30 | 191.60 | 172.60 |
Workmen and Staff Welfare Expenses | 49.90 | 32.20 | 34.60 | 32.60 | 44.50 |
Other Employees Cost | 119.50 | 36.70 | 133.00 | 210.60 | 392.50 |
Operating & Establishment Expenses | 849.40 | 666.90 | 679.10 | 381.80 | 1166.20 |
Depository Charges | NA | NA | NA | NA | NA |
Security Transaction tax | NA | NA | NA | NA | NA |
Software & Technical expenses | NA | NA | NA | NA | NA |
Commission, Brokerage & Discounts | 115.20 | 111.20 | 116.10 | 89.20 | 546.20 |
Rent , Rates & Taxes | 23.20 | 16.30 | 32.80 | 161.50 | 491.80 |
Repairs and Maintenance | 546.70 | 431.80 | 423.10 | 128.20 | 127.10 |
Insurance | 6.60 | 5.40 | 3.30 | 2.90 | 1.10 |
Electricity & Power | 87.30 | 74.50 | 70.40 | NA | NA |
Other Operating Expenses | 70.40 | 27.70 | 33.40 | 0.00 | 0.00 |
Administrations & Other Expenses | 1085.70 | 1067.60 | 609.90 | 1318.40 | 1233.50 |
Printing and stationery | 54.80 | 38.90 | 30.30 | 60.40 | 85.10 |
Professional and legal fees | 535.30 | 613.70 | 342.20 | 441.00 | 340.50 |
Advertisement & Sales Promotion | 199.90 | 184.40 | 80.80 | 270.40 | 236.40 |
Other General Expenses | 295.70 | 230.60 | 156.60 | 546.60 | 571.50 |
Provisions and Contingencies | 18839.80 | 6089.70 | 9169.30 | 13341.40 | 2064.10 |
Provisions for contingencies | NA | NA | NA | NA | NA |
Provisions against NPAs | NA | NA | NA | NA | NA |
Bad debts /advances written off | 17382.00 | 5620.30 | 831.50 | 782.20 | 268.00 |
Provision for doubtful debts | NA | NA | NA | NA | NA |
Losson disposal of fixed assets(net) | 1.90 | 1.90 | 37.10 | 6.10 | 1.20 |
Losson foreign exchange fluctuations | NA | NA | NA | NA | NA |
Losson sale of non-trade current investments | NA | NA | NA | NA | NA |
Other Miscellaneous Expenses | 1455.90 | 467.50 | 8300.70 | 12553.10 | 1794.90 |
Less: Expenses Capitalised | NA | NA | NA | NA | NA |
Total Expenditure | 23434.50 | 9990.30 | 12571.20 | 17372.20 | 7502.60 |
Operating Profit (Excl OI) | 41838.80 | 51969.00 | 63468.00 | 67446.20 | 69290.60 |
Other Income | 11284.30 | 53.10 | 201.60 | 77.10 | 39.00 |
Other Interest Income | NA | NA | NA | NA | NA |
Other Commission | NA | NA | NA | NA | NA |
Discounts | NA | NA | NA | NA | NA |
Profit on sale of Fixed Assets | NA | NA | NA | NA | NA |
Income from investments | NA | NA | NA | NA | NA |
Provision Written Back | 11261.00 | 5.10 | NA | NA | NA |
Others | 23.30 | 48.00 | 201.60 | 77.10 | 39.00 |
Operating Profit | 53123.10 | 52022.10 | 63669.60 | 67523.30 | 69329.60 |
Interest | 38999.60 | 40648.60 | 51009.20 | 58754.70 | 51672.00 |
Loans | 20512.20 | 19130.80 | 24097.70 | 25685.40 | 14916.40 |
Deposits | 13153.90 | 13070.60 | 13322.50 | 13036.80 | 10346.20 |
Bonds / Debentures | 5149.30 | 8286.50 | 13328.70 | 19660.20 | 26037.10 |
Other Interest | 184.20 | 160.70 | 260.30 | 372.30 | 372.30 |
Depreciation | 514.40 | 533.90 | 590.10 | 658.50 | 313.70 |
Profit Before Taxation & Exceptional Items | 13609.10 | 10839.60 | 12070.30 | 8110.10 | 17343.90 |
Exceptional Income / Expenses | NA | NA | NA | NA | NA |
Profit Before Tax | 13609.10 | 10839.60 | 12070.30 | 8110.10 | 17343.90 |
Provision for Tax | 3149.10 | 2474.80 | 2771.30 | 1647.70 | 5428.70 |
Current Income Tax | 877.40 | 2965.60 | 4291.50 | 4021.90 | 5086.40 |
Deferred Tax | 2271.30 | -16.70 | -1361.20 | -2244.70 | 393.90 |
Other taxes | 0.40 | -474.10 | -159.00 | -129.50 | -51.60 |
Profit After Tax | 10460.00 | 8364.80 | 9299.00 | 6462.40 | 11915.20 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | NA | NA | NA | NA | NA |
Share of Associate | NA | NA | NA | NA | NA |
Other Consolidated Items | NA | NA | NA | NA | NA |
Consolidated Net Profit | 10460.00 | 8364.80 | 9299.00 | 6462.40 | 11915.20 |
Adjustments to PAT | NA | NA | NA | NA | NA |
Profit Balance B/F | 44027.60 | 37125.50 | 29714.00 | 26871.50 | 18944.10 |
Appropriations | 54487.60 | 45490.30 | 39013.00 | 33333.90 | 30859.30 |
General Reserve | NA | NA | NA | NA | NA |
Proposed Equity Dividend | NA | NA | NA | NA | NA |
Corporate dividend tax | NA | NA | NA | NA | NA |
Other Appropriation | 54487.60 | 45490.30 | 39013.00 | 33333.90 | 30859.30 |
Equity Dividend % | NA | NA | NA | NA | 90.00 |
Earnings Per Share | 61.94 | 49.61 | 55.26 | 38.42 | 71.15 |
Adjusted EPS | 51.29 | 41.08 | 45.75 | 31.81 | 58.91 |