THE KARNATAKA BANK LTD.
Profit & Loss
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
---|---|---|---|---|
I. INCOME | ||||
Interest Earned | 72202.32 | 62216.64 | 62324.15 | 64747.70 |
Interest / Discount on advances / Bills | 55849.07 | 47378.84 | 49372.92 | 51558.42 |
Interest on balances with RBI and other Inter-bank funds | 15.80 | 318.89 | 299.71 | 445.98 |
Income on investments | 14223.49 | 13101.19 | 11423.54 | 11601.32 |
Others | 2113.95 | 1417.72 | 1227.98 | 1141.99 |
Other Income | 9925.75 | 9538.77 | 14042.02 | 12616.25 |
Commission,exchange and brokerage | 5614.69 | 4161.36 | 3558.61 | 4121.00 |
Profit / (loss)on sale of investments(net) | 192.46 | 486.57 | 6247.89 | 4002.94 |
Profit on sale of Fixed Assets | -3.01 | -8.52 | -18.85 | -7.07 |
Foreign Exchange Gains | 115.83 | 203.84 | 169.36 | 182.85 |
Income earned from subsidiaries/joint venture | NA | NA | NA | NA |
Rent / Lease Income | NA | NA | NA | NA |
Provisions Written Back | NA | NA | NA | NA |
Miscellaneous income | 4005.79 | 4695.52 | 4085.01 | 4316.54 |
Total Income | 82128.07 | 71755.41 | 76366.16 | 77363.95 |
II. EXPENDITURE | ||||
Interest Expended | 40351.20 | 37306.20 | 40492.17 | 44444.12 |
Intereston Deposits | 37868.54 | 35846.39 | 38507.74 | 42041.46 |
Interest on RBI / inter-bank borrowings | 533.46 | 394.25 | 414.21 | 258.80 |
Other Interest | 1949.20 | 1065.56 | 1570.23 | 2143.86 |
Operating Expenses | 19700.22 | 18115.52 | 16792.29 | 16352.18 |
Payments to and provisions for employees | 10734.63 | 10161.99 | 9133.13 | 8970.02 |
Rent,Taxes and lighting | 1574.14 | 1463.41 | 1430.52 | 1469.06 |
Depreciation on Banks property | 864.43 | 736.74 | 735.23 | 637.65 |
Depreciation on leased assets | NA | NA | NA | NA |
Auditor's fees and expenses | 31.28 | 28.54 | 43.55 | 42.51 |
Law charges | 124.80 | 98.10 | 102.69 | 74.78 |
Communication Expenses | 281.23 | 267.99 | 247.36 | 203.13 |
Repairs and Maintenance | 710.66 | 578.88 | 513.06 | 453.40 |
Insurance | 1030.29 | 944.94 | 950.68 | 759.21 |
Other expenses | 4348.77 | 3834.92 | 3636.10 | 3742.42 |
Provisions and Contingencies | 7671.82 | 9394.36 | 12963.51 | 11347.39 |
Provision for investments | NA | 100.00 | 56.50 | -50.00 |
Provision for advances | NA | NA | NA | NA |
Others Provisions | 7671.82 | 9294.36 | 12907.01 | 11397.39 |
Profit Before Tax | 14404.82 | 6939.33 | 6118.19 | 5220.27 |
Taxes | 2608.00 | 1859.40 | 1293.60 | 902.50 |
Current Income Tax | 2608.00 | 1859.40 | 1293.60 | 902.50 |
Deferred Tax | NA | NA | NA | NA |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 11796.82 | 5079.93 | 4824.59 | 4317.77 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | NA | NA | NA | NA |
Share of Associate | NA | NA | NA | NA |
Other Consolidated Items | NA | NA | NA | NA |
Consolidated Net Profit | 11796.82 | 5079.93 | 4824.59 | 4317.77 |
Adjustments to PAT | NA | NA | NA | NA |
IV. APPROPRIATIONS | 13147.63 | 5933.56 | 5841.40 | 5514.26 |
Transfer to Statutory Reserve | 2960.00 | 1500.00 | 1250.00 | 1100.00 |
Appropriation to General Reserve | NA | NA | NA | NA |
Appropriation to Revenue Reserve | 5900.00 | 2100.00 | 1000.00 | 300.00 |
Appropriation to Other Reserves | NA | NA | NA | NA |
Equity Dividend | NA | NA | NA | NA |
Corporate dividend tax | NA | NA | NA | 203.19 |
Other appropriations | 4287.63 | 2333.56 | 3591.40 | 3911.07 |
Equity Dividend % | 50.00 | 40.00 | 18.00 | NA |
Earnings Per Share | 37.77 | 16.33 | 15.52 | 13.89 |
Adjusted EPS | 37.77 | 16.33 | 15.52 | 13.89 |