THE KARNATAKA BANK LTD.
NSE : KTKBANKBSE : 532652ISIN
CODE : INE614B01018Industry : Bank - PrivateHouse
: Karnataka Bank
BSE229.00-4.15 (-1.78 % )
PREV CLOSE (Rs.) 233.15
OPEN PRICE (Rs.) 233.30
BID PRICE (QTY) 0.00 (0 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 223879
TODAY'S LOW / HIGH (Rs.)
52 WK LOW / HIGH (Rs.)
NSE228.90 -4.2 (-1.8 % )
PREV CLOSE(Rs.) 233.10
OPEN PRICE (Rs.) 233.50
BID PRICE (QTY) 228.90 (1724 )
OFFER PRICE (QTY) 0.00 (0 )
VOLUME 1638681
TODAY'S LOW / HIGH(Rs.)
52 WK LOW / HIGH (Rs.)
Financial ratio
| Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|
| Operational & Financial Ratios | ||||
| Earnings Per Share (Rs) | 37.77 | 16.33 | 15.52 | 13.89 |
| DPS(Rs) | 5.00 | 4.00 | 1.80 | 0.00 |
| Book NAV/Share(Rs) | 246.57 | 213.23 | 198.70 | 176.93 |
| Margin Ratios | ||||
| Yield on Advances | 12.04 | 10.96 | 12.10 | 11.37 |
| Yield on Investments | ||||
| Cost of Liabilities | 4.54 | 4.51 | 5.23 | 5.86 |
| NIM | 3.56 | 2.99 | 2.78 | 2.62 |
| Interest Spread | 7.51 | 6.45 | 6.87 | 5.51 |
| Performance Ratios | ||||
| ROA(%) | 1.24 | 0.57 | 0.57 | 0.52 |
| ROE(%) | 16.46 | 7.93 | 8.26 | 7.85 |
| ROCE(%) | 17.61 | 9.43 | 8.79 | 7.60 |
| Efficiency Ratios | ||||
| Cost Income Ratio | 47.16 | 52.59 | 46.81 | 49.67 |
| Core Cost Income Ratio | 45.39 | 51.83 | 54.99 | 56.55 |
| Operating Costs to Assets | 1.99 | 1.98 | 1.96 | 1.96 |
| Capitalisation Ratios | ||||
| Tier 1 ratio | ||||
| Tier 2 ratio | NA | NA | NA | NA |
| CAR | NA | NA | NA | NA |
| Valuation Parameters | ||||
| PER(x) | 3.60 | 3.39 | 3.94 | 3.03 |
| PCE(x) | 3.36 | 2.96 | 3.42 | 2.64 |
| Price/Book(x) | 0.55 | 0.26 | 0.31 | 0.24 |
| Yield(%) | 3.68 | 7.22 | 2.94 | 0.00 |
| EV/Net Sales(x) | 0.80 | 0.65 | 0.59 | 0.83 |
| EV/Core EBITDA(x) | 2.63 | 2.47 | 1.92 | 3.24 |
| EV/EBIT(x) | 1.06 | 0.91 | 0.79 | 1.08 |
| EV/CE(x) | 0.06 | 0.04 | 0.04 | 0.06 |
| M Cap / Sales | 0.59 | 0.28 | 0.31 | 0.20 |
| Growth Ratio | ||||
| Core Operating Income Growth | 27.86 | 14.10 | 7.53 | 0.00 |
| Operating Profit Growth | ||||
| Net Profit Growth | 132.22 | 5.29 | 11.74 | 0.00 |
| BVPS Growth | 15.64 | 7.31 | 12.30 | 0.00 |
| Advances Growth | 5.58 | 10.22 | -9.56 | 0.00 |
| EPS Growth(%) | 131.35 | 5.19 | 11.74 | 0.00 |
| Liquidity Ratios | ||||
| Loans/Deposits(x) | ||||
| Cash / Deposits(x) | 0.06 | 0.05 | 0.06 | 0.04 |
| Investment / Deposits(x) | 0.27 | 0.27 | 0.29 | 0.24 |
| IncLoan / Deposits(x) | 1.79 | 2.88 | 2.33 | 5.66 |
| Credit/Deposits(%) | ||||
| Total Debt/Mcap(x) | NA | NA | NA | NA |
| Net NPAs (funded) to Net Advances (%) | NA | NA | NA | NA |
