STATE BANK OF INDIA
Financial ratio
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
---|---|---|---|---|---|
Operational & Financial Ratios | |||||
Earnings Per Share (Rs) | 62.35 | 39.64 | 25.11 | 22.15 | 2.58 |
DPS(Rs) | 11.30 | 7.10 | 4.00 | 0.00 | 0.00 |
Book NAV/Share(Rs) | 371.08 | 316.22 | 282.35 | 254.69 | 235.13 |
Margin Ratios | |||||
Yield on Advances | 10.74 | 10.38 | 11.12 | 11.37 | 11.38 |
Yield on Investments | |||||
Cost of Liabilities | 3.81 | 3.44 | 3.76 | 4.47 | 4.65 |
NIM | 2.93 | 2.69 | 2.75 | 2.82 | 2.73 |
Interest Spread | 6.93 | 6.94 | 7.36 | 6.90 | 6.73 |
Performance Ratios | |||||
ROA(%) | 1.00 | 0.71 | 0.54 | 0.45 | 0.08 |
ROE(%) | 18.44 | 13.61 | 10.13 | 8.32 | 1.48 |
ROCE(%) | 12.46 | 8.77 | 7.08 | 6.99 | 3.35 |
Efficiency Ratios | |||||
Cost Income Ratio | 66.98 | 69.53 | 65.60 | 63.70 | 65.67 |
Core Cost Income Ratio | 67.03 | 71.21 | 67.81 | 66.66 | 66.35 |
Operating Costs to Assets | 3.19 | 3.25 | 3.10 | 3.14 | 2.95 |
Capitalisation Ratios | |||||
Tier 1 ratio | |||||
Tier 2 ratio | NA | NA | NA | NA | NA |
CAR | NA | NA | NA | NA | NA |
Valuation Parameters | |||||
PER(x) | 8.40 | 12.45 | 14.51 | 8.89 | 124.50 |
PCE(x) | 7.76 | 11.01 | 11.63 | 8.06 | 43.72 |
Price/Book(x) | 1.41 | 1.56 | 1.29 | 0.77 | 1.36 |
Yield(%) | 2.16 | 1.44 | 1.10 | 0.00 | 0.00 |
EV/Net Sales(x) | 2.82 | 3.07 | 2.73 | 1.89 | 2.76 |
EV/Core EBITDA(x) | 10.56 | 11.64 | 9.62 | 6.77 | 11.66 |
EV/EBIT(x) | 3.72 | 4.32 | 4.02 | 2.66 | 4.33 |
EV/CE(x) | 0.17 | 0.17 | 0.16 | 0.12 | 0.18 |
M Cap / Sales | 1.33 | 1.52 | 1.17 | 0.65 | 1.13 |
Growth Ratio | |||||
Core Operating Income Growth | 20.25 | 9.56 | 12.30 | 11.57 | 18.32 |
Operating Profit Growth | |||||
Net Profit Growth | 55.57 | 49.74 | 33.58 | 492.26 | 173.29 |
BVPS Growth | 17.35 | 12.00 | 10.86 | 8.32 | 2.13 |
Advances Growth | 16.96 | 11.74 | 5.32 | 6.62 | 13.61 |
EPS Growth(%) | 57.31 | 57.88 | 13.34 | 759.60 | 150.47 |
Liquidity Ratios | |||||
Loans/Deposits(x) | |||||
Cash / Deposits(x) | 0.06 | 0.08 | 0.06 | 0.05 | 0.06 |
Investment / Deposits(x) | 0.43 | 0.43 | 0.43 | 0.38 | 0.38 |
IncLoan / Deposits(x) | 11.66 | 10.99 | 11.68 | 10.17 | 14.07 |
Credit/Deposits(%) | |||||
Total Debt/Mcap(x) | NA | NA | NA | NA | NA |
Net NPAs (funded) to Net Advances (%) | NA | NA | NA | NA | NA |