INDIABULLS HOUSING FINANCE LTD.
Profit & Loss
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
---|---|---|---|---|---|
INCOME : | |||||
Operating Income | 87192.80 | 89833.10 | 99274.20 | 132164.40 | 170501.50 |
Sale of Shares / Units | NA | NA | NA | NA | NA |
Interest income | 76764.70 | 85825.30 | 97219.60 | 115486.00 | 148559.50 |
Portfolio management services | NA | NA | NA | NA | NA |
Dividend income | NA | NA | 1.70 | 8630.40 | 4726.00 |
Brokerages & commissions | 107.00 | 25.00 | 8.70 | 9.20 | 326.40 |
Processing fees and other charges | NA | NA | NA | NA | NA |
Other Operating Income | 10321.10 | 3982.80 | 2044.20 | 8038.80 | 16889.60 |
Operating Income (Net) | 87192.80 | 89833.10 | 99274.20 | 132164.40 | 170501.50 |
EXPENDITURE : | NA | NA | NA | NA | NA |
Increase/Decrease in Stock | NA | NA | NA | NA | NA |
Employee Cost | 5147.70 | 4684.20 | 2525.40 | 6048.10 | 7774.50 |
Salaries, Wages & Bonus | 5530.70 | 4539.50 | 3038.90 | 5196.70 | 6475.20 |
Contributions to EPF & Pension Funds | 66.40 | 52.40 | 44.40 | 116.30 | 114.80 |
Workmen and Staff Welfare Expenses | 69.70 | 38.10 | 20.10 | 98.00 | 109.50 |
Other Employees Cost | -519.10 | 54.20 | -578.00 | 637.10 | 1075.00 |
Operating & Establishment Expenses | 541.60 | 384.00 | 419.00 | 712.70 | 1475.00 |
Depository Charges | NA | NA | NA | NA | NA |
Security Transaction tax | NA | NA | NA | NA | NA |
Software & Technical expenses | NA | NA | NA | NA | NA |
Commission, Brokerage & Discounts | 39.40 | 49.20 | 62.10 | NA | NA |
Rent , Rates & Taxes | 161.40 | 81.90 | 93.80 | 96.80 | 782.20 |
Repairs and Maintenance | 252.80 | 188.10 | 170.40 | 323.60 | 303.80 |
Insurance | NA | NA | NA | NA | NA |
Electricity & Power | 68.00 | 51.10 | 48.40 | 83.40 | 97.20 |
Other Operating Expenses | 20.00 | 13.70 | 44.30 | 208.90 | 291.80 |
Administrations & Other Expenses | 1179.60 | 833.20 | 896.70 | 904.70 | 781.00 |
Printing and stationery | 28.80 | 17.70 | 12.20 | 26.50 | 52.40 |
Professional and legal fees | 700.00 | 436.80 | 594.20 | 234.20 | 174.90 |
Advertisement & Sales Promotion | 113.50 | 107.40 | 44.80 | 367.90 | 261.10 |
Other General Expenses | 337.30 | 271.30 | 245.50 | 276.10 | 292.60 |
Provisions and Contingencies | 8674.30 | 5850.00 | 10482.70 | 12767.00 | 7069.40 |
Provisions for contingencies | NA | NA | NA | NA | NA |
Provisions against NPAs | 8204.40 | 5197.20 | 8103.90 | 8951.60 | 6022.60 |
Bad debts /advances written off | NA | NA | 1095.00 | 1676.20 | NA |
Provision for doubtful debts | NA | NA | NA | NA | NA |
Losson disposal of fixed assets(net) | NA | 0.20 | 34.80 | 23.30 | 11.50 |
Losson foreign exchange fluctuations | NA | NA | NA | NA | NA |
Losson sale of non-trade current investments | NA | NA | 369.50 | 1206.30 | NA |
Other Miscellaneous Expenses | 469.90 | 652.60 | 879.50 | 909.60 | 1035.30 |
Less: Expenses Capitalised | NA | NA | NA | NA | NA |
Total Expenditure | 15543.20 | 11751.40 | 14323.80 | 20432.50 | 17099.90 |
Operating Profit (Excl OI) | 71649.60 | 78081.70 | 84950.40 | 111731.90 | 153401.60 |
Other Income | 1609.50 | 665.90 | 1027.00 | 74.60 | 321.00 |
Other Interest Income | 0.50 | 50.20 | 706.10 | 23.40 | NA |
Other Commission | NA | NA | NA | NA | NA |
Discounts | NA | NA | NA | NA | NA |
Profit on sale of Fixed Assets | NA | NA | NA | NA | NA |
Income from investments | NA | NA | NA | 6.70 | NA |
Provision Written Back | 17.60 | 13.80 | 165.30 | 2.70 | 3.30 |
Others | 1591.40 | 601.90 | 155.60 | 41.80 | 317.70 |
Operating Profit | 73259.10 | 78747.60 | 85977.40 | 111806.50 | 153722.60 |
Interest | 56364.90 | 62416.20 | 69393.80 | 85119.20 | 97255.30 |
Loans | 30780.10 | 30553.10 | 32622.00 | 40560.80 | 36979.80 |
Deposits | NA | NA | NA | NA | NA |
Bonds / Debentures | 21788.70 | 26695.00 | 33171.80 | 40624.00 | 56988.10 |
Other Interest | 3796.10 | 5168.10 | 3600.00 | 3934.40 | 3287.40 |
Depreciation | 855.70 | 773.70 | 967.00 | 1078.40 | 427.50 |
Profit Before Taxation & Exceptional Items | 16038.50 | 15557.70 | 15616.60 | 25608.90 | 56039.80 |
Exceptional Income / Expenses | NA | NA | NA | NA | NA |
Profit Before Tax | 16038.50 | 15557.70 | 15616.60 | 25608.90 | 56039.80 |
Provision for Tax | 4761.70 | 3780.30 | 3600.70 | 3949.70 | 15461.90 |
Current Income Tax | 1794.20 | 636.40 | 639.30 | 3712.60 | 11927.10 |
Deferred Tax | 2960.60 | 3155.50 | 2972.30 | 237.80 | 3534.90 |
Other taxes | 6.90 | -11.60 | -10.90 | -0.70 | -0.10 |
Profit After Tax | 11276.80 | 11777.40 | 12015.90 | 21659.20 | 40577.90 |
Extra items | 20.10 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | NA | NA | NA | NA | NA |
Share of Associate | NA | NA | NA | 338.80 | 327.40 |
Other Consolidated Items | NA | NA | NA | NA | NA |
Consolidated Net Profit | 11296.90 | 11777.40 | 12015.90 | 21998.00 | 40905.30 |
Adjustments to PAT | NA | NA | NA | NA | 32.50 |
Profit Balance B/F | 14271.30 | 9970.30 | 13177.20 | 15892.10 | 13368.10 |
Appropriations | 25568.20 | 21747.70 | 25193.10 | 37890.10 | 54305.90 |
General Reserve | NA | NA | NA | 1500.00 | 2100.00 |
Proposed Equity Dividend | NA | NA | NA | NA | NA |
Corporate dividend tax | NA | NA | NA | 2696.40 | 3537.40 |
Other Appropriation | 25568.20 | 21747.70 | 25193.10 | 33693.70 | 48668.50 |
Equity Dividend % | 62.50 | NA | 450.00 | 1550.00 | 2000.00 |
Earnings Per Share | 25.18 | 26.43 | 26.98 | 52.48 | 95.71 |
Adjusted EPS | 22.46 | 23.58 | 24.07 | 46.81 | 85.37 |