LIC HOUSING FINANCE LTD.
Profit & Loss
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
---|---|---|---|---|---|
INCOME : | |||||
Operating Income | 227138.90 | 199743.60 | 198817.00 | 197366.60 | 173953.80 |
Sale of Shares / Units | NA | NA | NA | NA | NA |
Interest income | 225460.20 | 197177.70 | 197092.80 | 196149.20 | 172639.60 |
Portfolio management services | NA | NA | NA | NA | NA |
Dividend income | NA | NA | NA | NA | NA |
Brokerages & commissions | NA | NA | NA | NA | NA |
Processing fees and other charges | 669.70 | 1176.10 | 988.10 | 587.40 | 554.90 |
Other Operating Income | 1009.00 | 1389.80 | 736.10 | 630.00 | 759.30 |
Operating Income (Net) | 227138.90 | 199743.60 | 198817.00 | 197366.60 | 173953.80 |
EXPENDITURE : | NA | NA | NA | NA | NA |
Increase/Decrease in Stock | NA | NA | NA | NA | NA |
Employee Cost | 5164.10 | 6024.50 | 3237.80 | 3276.20 | 2745.80 |
Salaries, Wages & Bonus | 4029.80 | 4741.10 | 2429.10 | 2360.60 | 2096.30 |
Contributions to EPF & Pension Funds | 498.40 | 548.20 | 348.50 | 312.70 | 265.60 |
Workmen and Staff Welfare Expenses | 501.20 | 424.70 | 355.60 | 404.90 | 281.40 |
Other Employees Cost | 134.70 | 310.50 | 104.60 | 198.00 | 102.50 |
Operating & Establishment Expenses | 2399.30 | 1605.40 | 1305.20 | 783.20 | 660.50 |
Depository Charges | NA | NA | NA | NA | NA |
Security Transaction tax | NA | NA | NA | NA | NA |
Software & Technical expenses | NA | NA | NA | NA | NA |
Commission, Brokerage & Discounts | 1825.90 | 1139.90 | 882.80 | 473.90 | 67.90 |
Rent , Rates & Taxes | 271.80 | 235.70 | 240.70 | 149.50 | 434.90 |
Repairs and Maintenance | 239.10 | 175.30 | 129.00 | 101.20 | 99.50 |
Insurance | 1.80 | 1.80 | 1.80 | 1.60 | 1.30 |
Electricity & Power | 60.70 | 52.70 | 50.90 | 57.00 | 56.90 |
Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Administrations & Other Expenses | 1480.10 | 1185.50 | 1173.40 | 1007.40 | 1042.50 |
Printing and stationery | 95.00 | 70.50 | 59.70 | 66.60 | 75.70 |
Professional and legal fees | 101.50 | 104.20 | 151.90 | 62.10 | 44.90 |
Advertisement & Sales Promotion | 437.60 | 282.00 | 429.70 | 447.40 | 426.50 |
Other General Expenses | 846.00 | 728.80 | 532.10 | 431.30 | 495.40 |
Provisions and Contingencies | 20593.00 | 21302.30 | 14448.80 | 11149.90 | 6546.90 |
Provisions for contingencies | NA | NA | NA | NA | NA |
Provisions against NPAs | NA | NA | NA | NA | NA |
Bad debts /advances written off | NA | NA | NA | NA | NA |
Provision for doubtful debts | 19429.60 | 20218.30 | 13176.10 | NA | NA |
Losson disposal of fixed assets(net) | NA | NA | NA | NA | NA |
Losson foreign exchange fluctuations | NA | NA | 53.10 | 333.60 | NA |
Losson sale of non-trade current investments | NA | NA | NA | NA | NA |
Other Miscellaneous Expenses | 1163.40 | 1084.00 | 1219.60 | 10816.30 | 6546.90 |
Less: Expenses Capitalised | NA | NA | NA | NA | NA |
Total Expenditure | 29636.50 | 30117.70 | 20175.50 | 16263.60 | 11037.50 |
Operating Profit (Excl OI) | 197502.40 | 169625.90 | 178641.50 | 181103.00 | 162916.30 |
Other Income | 143.20 | 309.50 | 38.30 | 49.70 | 30.80 |
Other Interest Income | NA | NA | NA | 38.00 | NA |
Other Commission | NA | NA | NA | NA | NA |
Discounts | NA | NA | NA | NA | NA |
Profit on sale of Fixed Assets | 1.60 | 0.10 | 0.10 | 1.20 | 0.90 |
Income from investments | 29.20 | 35.00 | 38.20 | 2.20 | 29.90 |
Provision Written Back | NA | NA | NA | 8.30 | NA |
Others | 112.40 | 274.40 | 0.00 | 0.00 | 0.00 |
Operating Profit | 197645.60 | 169935.40 | 178679.80 | 181152.70 | 162947.10 |
Interest | 161347.50 | 141510.90 | 144503.80 | 147819.80 | 128910.40 |
Loans | 55652.90 | 35716.80 | 32221.00 | 23333.20 | 17419.10 |
Deposits | 9599.00 | 11890.20 | 12049.80 | 8755.80 | 5863.10 |
Bonds / Debentures | 96042.90 | 93817.10 | 100144.80 | 115616.20 | 105628.20 |
Other Interest | 52.70 | 86.80 | 88.20 | 114.60 | 0.00 |
Depreciation | 690.40 | 551.90 | 524.70 | 511.20 | 119.20 |
Profit Before Taxation & Exceptional Items | 35607.70 | 27872.60 | 33651.30 | 32821.70 | 33917.50 |
Exceptional Income / Expenses | NA | NA | NA | NA | NA |
Profit Before Tax | 35607.70 | 27872.60 | 33651.30 | 32821.70 | 33917.50 |
Provision for Tax | 6696.00 | 5012.60 | 6240.00 | 8785.20 | 9573.80 |
Current Income Tax | 11958.90 | 9239.80 | 9671.80 | 8380.90 | 10691.90 |
Deferred Tax | -5263.40 | -3788.30 | -3218.40 | 404.30 | -1118.10 |
Other taxes | 0.50 | -438.90 | -213.40 | 0.00 | 0.00 |
Profit After Tax | 28911.70 | 22860.00 | 27411.30 | 24036.50 | 24343.70 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -4.10 | -3.50 | -4.10 | -4.00 | -4.20 |
Share of Associate | 2.40 | 6.90 | 20.60 | 5.20 | -1.00 |
Other Consolidated Items | NA | NA | -24.90 | -71.50 | -5.00 |
Consolidated Net Profit | 28910.00 | 22863.40 | 27402.90 | 23966.20 | 24333.50 |
Adjustments to PAT | NA | NA | NA | NA | NA |
Profit Balance B/F | 48435.80 | 46775.10 | 40682.60 | 34842.10 | 28334.10 |
Appropriations | 77345.80 | 69638.50 | 68085.50 | 58808.30 | 52667.60 |
General Reserve | 8500.00 | 7000.00 | 7000.00 | 6000.00 | 5999.90 |
Proposed Equity Dividend | NA | NA | NA | NA | NA |
Corporate dividend tax | NA | NA | NA | NA | NA |
Other Appropriation | 68845.80 | 62638.50 | 61085.50 | 52808.30 | 46667.70 |
Equity Dividend % | 425.00 | 425.00 | 425.00 | 400.00 | 380.00 |
Earnings Per Share | 52.55 | 41.56 | 54.30 | 47.49 | 48.22 |
Adjusted EPS | 52.55 | 41.56 | 54.30 | 47.49 | 48.22 |