GIC HOUSING FINANCE LTD.
Financial ratio
Particulars | Mar 2023 | Mar 2022 |
---|---|---|
Operational & Financial Ratios | ||
Earnings Per Share (Rs) | 39.60 | 32.22 |
CEPS(Rs) | 41.45 | 33.84 |
DPS(Rs) | 4.50 | 4.50 |
Book NAV/Share(Rs) | 315.56 | 280.54 |
Tax Rate(%) | 26.43 | 24.67 |
Margin Ratios | ||
Core EBITDA Margin(%) | 75.69 | 81.23 |
EBIT Margin(%) | 89.05 | 81.05 |
Pre Tax Margin(%) | 26.00 | 20.03 |
PAT Margin (%) | 19.13 | 15.09 |
Cash Profit Margin (%) | 20.02 | 15.85 |
Performance Ratios | ||
ROA(%) | 1.88 | 1.47 |
ROE(%) | 13.29 | 11.49 |
ROCE(%) | 8.75 | 7.86 |
Asset Turnover(x) | 0.10 | 0.10 |
Sales/Fixed Asset(x) | 18.60 | 28.84 |
Working Capital/Sales(x) | -7.33 | -10.73 |
Efficiency Ratios | ||
Fixed Capital/Sales(x) | 0.05 | 0.03 |
Receivable days | 0.08 | 0.07 |
Inventory Days | 0.00 | 0.00 |
Payable days | NA | NA |
Valuation Parameters | ||
PER(x) | 3.91 | 4.07 |
PCE(x) | 3.74 | 3.87 |
Price/Book(x) | 0.49 | 0.47 |
Yield(%) | 2.91 | 3.44 |
EV/Net Sales(x) | 8.87 | 9.19 |
EV/Core EBITDA(x) | 9.86 | 11.24 |
EV/EBIT(x) | 9.96 | 11.34 |
EV/CE(x) | 0.91 | 0.90 |
M Cap / Sales | 0.75 | 0.61 |
Growth Ratio | ||
Net Sales Growth(%) | -3.03 | 0.00 |
Core EBITDA Growth(%) | 6.60 | 0.00 |
EBIT Growth(%) | 6.53 | 0.00 |
PAT Growth(%) | 22.90 | 0.00 |
EPS Growth(%) | 22.90 | 0.00 |
Financial Stability Ratios | ||
Total Debt/Equity(x) | 5.38 | 6.85 |
Current Ratio(x) | 0.63 | 0.82 |
Quick Ratio(x) | 0.63 | 0.82 |
Interest Cover(x) | 1.41 | 1.33 |
Total Debt/Mcap(x) | 10.96 | 14.67 |