PAISALO DIGITAL LTD.
Profit & Loss
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
---|---|---|---|---|---|
INCOME : | |||||
Operating Income | 4731.90 | 3922.23 | 3460.22 | 3747.69 | 3606.00 |
Sale of Shares / Units | NA | NA | NA | NA | NA |
Interest income | 4707.55 | 3922.23 | 3460.22 | 3747.69 | 3606.00 |
Portfolio management services | NA | NA | NA | NA | NA |
Dividend income | 0.08 | NA | NA | NA | NA |
Brokerages & commissions | 24.27 | NA | NA | NA | NA |
Processing fees and other charges | NA | NA | NA | NA | NA |
Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Operating Income (Net) | 4731.90 | 3922.23 | 3460.22 | 3747.69 | 3606.00 |
EXPENDITURE : | NA | NA | NA | NA | NA |
Increase/Decrease in Stock | NA | NA | NA | NA | NA |
Employee Cost | 283.33 | 207.02 | 189.86 | 208.27 | 219.12 |
Salaries, Wages & Bonus | 262.67 | 192.57 | 176.95 | 194.70 | 207.85 |
Contributions to EPF & Pension Funds | 14.88 | 10.69 | 10.74 | 10.38 | 7.45 |
Workmen and Staff Welfare Expenses | 5.78 | 3.75 | 2.17 | 3.19 | 3.82 |
Other Employees Cost | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Operating & Establishment Expenses | 64.45 | 31.46 | 25.83 | 34.35 | 34.00 |
Depository Charges | NA | NA | NA | NA | NA |
Security Transaction tax | NA | NA | NA | NA | NA |
Software & Technical expenses | NA | NA | NA | NA | NA |
Commission, Brokerage & Discounts | 19.02 | 4.17 | 1.77 | 1.26 | 4.63 |
Rent , Rates & Taxes | 25.51 | 16.75 | 16.00 | 20.94 | 15.50 |
Repairs and Maintenance | 10.46 | 3.78 | 1.92 | 4.87 | 6.35 |
Insurance | 1.23 | 1.12 | 1.15 | 1.26 | 1.80 |
Electricity & Power | 8.24 | 5.64 | 5.00 | 6.02 | 5.72 |
Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Administrations & Other Expenses | 396.59 | 176.35 | 244.18 | 308.06 | 440.50 |
Printing and stationery | 15.03 | 5.69 | 9.08 | 38.26 | 26.69 |
Professional and legal fees | 91.56 | 47.56 | 32.18 | 47.69 | 48.39 |
Advertisement & Sales Promotion | 131.30 | 11.12 | 75.90 | 61.78 | 167.10 |
Other General Expenses | 158.70 | 111.98 | 127.02 | 160.33 | 198.32 |
Provisions and Contingencies | 568.99 | 575.21 | 586.72 | 870.95 | 563.81 |
Provisions for contingencies | NA | NA | NA | NA | NA |
Provisions against NPAs | 2.76 | 31.21 | 13.38 | 8.91 | 3.92 |
Bad debts /advances written off | 534.66 | 514.08 | 481.95 | 748.55 | 521.29 |
Provision for doubtful debts | 1.59 | 1.12 | 41.83 | 26.91 | NA |
Losson disposal of fixed assets(net) | NA | NA | NA | NA | NA |
Losson foreign exchange fluctuations | NA | NA | NA | NA | NA |
Losson sale of non-trade current investments | 4.94 | NA | NA | NA | NA |
Other Miscellaneous Expenses | 25.04 | 28.81 | 49.55 | 86.58 | 38.60 |
Less: Expenses Capitalised | NA | NA | NA | NA | NA |
Total Expenditure | 1313.36 | 990.04 | 1046.58 | 1421.63 | 1257.42 |
Operating Profit (Excl OI) | 3418.54 | 2932.19 | 2413.64 | 2326.06 | 2348.58 |
Other Income | 1.29 | 0.05 | NA | NA | NA |
Other Interest Income | NA | NA | NA | NA | NA |
Other Commission | 0.01 | NA | NA | NA | NA |
Discounts | NA | NA | NA | NA | NA |
Profit on sale of Fixed Assets | 1.29 | 0.05 | NA | NA | NA |
Income from investments | NA | NA | NA | NA | NA |
Provision Written Back | NA | NA | NA | NA | NA |
Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Operating Profit | 3419.83 | 2932.24 | 2413.64 | 2326.06 | 2348.58 |
Interest | 2086.70 | 1841.07 | 1619.53 | 1565.46 | 1491.12 |
Loans | 1376.76 | 1242.63 | 1187.78 | 1228.24 | 1194.60 |
Deposits | NA | NA | NA | NA | NA |
Bonds / Debentures | 447.88 | 382.71 | 248.87 | 202.21 | 244.05 |
Other Interest | 262.06 | 215.73 | 182.88 | 135.01 | 52.48 |
Depreciation | 25.47 | 19.63 | 20.66 | 18.97 | 8.41 |
Profit Before Taxation & Exceptional Items | 1307.66 | 1071.55 | 773.44 | 741.64 | 849.05 |
Exceptional Income / Expenses | -45.29 | -0.33 | 4.23 | NA | NA |
Profit Before Tax | 1262.37 | 1071.22 | 777.68 | 741.64 | 849.05 |
Provision for Tax | 326.19 | 278.71 | 197.87 | 200.32 | 285.21 |
Current Income Tax | 358.62 | 268.28 | 193.05 | 196.34 | 314.13 |
Deferred Tax | -32.44 | 10.43 | 4.82 | 3.98 | -28.92 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 936.19 | 792.51 | 579.80 | 541.32 | 563.83 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | NA | NA | NA | NA | NA |
Share of Associate | NA | NA | NA | NA | NA |
Other Consolidated Items | NA | NA | NA | NA | NA |
Consolidated Net Profit | 936.19 | 792.51 | 579.80 | 541.32 | 563.83 |
Adjustments to PAT | NA | NA | NA | -3.35 | NA |
Profit Balance B/F | 33.91 | 13.74 | 4.88 | 16.50 | 12.59 |
Appropriations | 970.09 | 806.25 | 584.68 | 554.47 | 576.42 |
General Reserve | 630.00 | 550.00 | 400.00 | 390.00 | 390.00 |
Proposed Equity Dividend | NA | NA | NA | NA | 40.56 |
Corporate dividend tax | NA | NA | NA | NA | 8.34 |
Other Appropriation | 340.09 | 256.25 | 184.68 | 164.47 | 137.53 |
Equity Dividend % | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Earnings Per Share | 2.08 | 18.05 | 13.71 | 12.80 | 13.90 |
Adjusted EPS | 1.04 | 0.90 | 0.69 | 0.64 | 0.70 |